Northeast Florida was spared the devastation wrought by Category 4 Hurricane Ian in other parts of the state, but that doesn’t mean the disaster will not affect almost everyone who carries property and casualty insurance.

An initial analysis released Sept. 29 by Fitch Ratings indicates the total insurance claims related to the hurricane could be as high as $40 billion.

Two Jacksonville insurance agents, Matt Carlucci and Jim Love, said they were pleased to not be in the field Sept. 30 visiting policyholders filing damage claims, but the experience makes them think about what the future may bring for the insurance industry in Florida

Read the rest of this story at Jacksonville Today news partner the Jacksonville Daily Record.